Presented By:

Saving On Insurance Costs

News | 31st Mar 2010

The best time to read your Homeowner’s Insurance Policy is not during a crisis.  Take some time today to review your policy and make any needed revisions.  Call your agent with your questions and build a relationship of trust.  If you don’t feel comfortable with your agent, ask me for a referral.  Here are some items to consider that may save you money in the short-term and long-term.

Find Out – Can you lower your premium with the use of smoke detectors, alarms, dead-bolt locks, or new roofing material?  Do they offer long-term customer or senior citizen discounts?  What exactly is covered by your insurance?  Ask about the term “acts of God.”

Determine – What’s insured, your house or the land under it?  Make sure the land value is not included in your policy amount or ask questions if it is.  Do you have replacement coverage or an actual cash value policy?  Which would you rather have?

Consider – Do you have/need special coverage for valuable and unique items?  Can you raise your deductible a little to see a big reduction in your premium?  Do you need insurance for flood damage?

Leave a Reply

Your email address will not be published. Required fields are marked *

Share & Print This Post
Choose A Topic Below

How much is your
Home worth?

Looking for a home? Talk to an Area Expert...
  • This field is for validation purposes and should be left unchanged.
Follow Us

6 days ago

Maxine & Marti Gellens, Berkshire Hathaway HomeServices

What are your favorite appliances? This stainless steel Wolf range is a beauty and a beast when cooking in our penthouse in the Grande South tower.

#appliances #stainlesssteel #gasrange #wolfrange
...

View on Facebook

7 days ago

Maxine & Marti Gellens, Berkshire Hathaway HomeServices

Kicking off 2021 right with a team goal setting call lead by our coach @tomferry

We are lifetime learners endued with the spirit to act! Tom is constantly sharing the latest and greatest ideas on how to perform our best and serve our clients.

#2021 #2021goals #tomferry #tomferrycoaching
...

View on Facebook

1 week ago

Maxine & Marti Gellens, Berkshire Hathaway HomeServices

Staging sells! Whether we do whole-house staging or work with some existing furniture like at this contemporary gem in the Muirlands neighborhood of La Jolla, it makes a world of difference when buyers are shopping. We brought in @whitandwhimsinteriors to work their magic. ✨ They rearranged furniture, decluttered, swapped out accessories for a more updated look and so much more.

Call us to discuss strategies on how to best sell your home 858-551-6630.

#lajolla #lajollacalifornia #lajollamuirlands #homestaging #homestagingworks
...

View on Facebook